Quote:
Originally Posted by B88Bs
Thank you for your candid reply, I definitely relate to you there. Fortunately due to covid I have been able to rapidly save quite a good sum of cash to protect myself in case of rainy days. Plus there isn't any girl to spend it on these days so I'm quite thankful for that.
I have started setting aside a fund that consists of:
- 6 month reserve
- Small investments
- Contributions to a housing fund
I don't think the the idea that people won't teach you is necessarily true. I have been lucky to find a few friends that are willing to share their personal budgets and expenses (granted, they don't chiong). Usually it tends to be couples that BTO or just wedded and have to plan everything.
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How abt only spending on WL using investment income? That will naturally set a cap, and you won't spend from your hard earned capital