The Asian Commercial Sex Scene  

Go Back   The Asian Commercial Sex Scene > For stuff you can't discuss with your Facebook Account > Matters of the Heart.

Notices

Matters of the Heart. Has a Commercial Fuck turned into a torrid Love Affair which has turned your life upside down? Fear not. We have experts here who can help you through your roller coaster ride. Tell us your story and we'll do our best to help.

User Tag List

Reply
 
Thread Tools
  #1  
Old 13-10-2020, 11:06 PM
B88Bs B88Bs is offline
Samster
 
Join Date: Feb 2017
Posts: 20
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My Reputation: Points: 20 / Power: 0
B88Bs deserves a Tiger! - He's a Good Guy
How to budget so girls and FLs won't bankrupt you?

I think everyone here likes to chiong, anyone got any tips on how to budget chionging?

In the past, there have been times where I meet an exquisite girl or escort, ladies with double Ds and pussy that smells like strawberry wine. My infatuated mind would lead me to spend hundreds, and sometimes thousands, on them. For better or worse, I have met more than one such ladies and just went YOLO.

The only thing that saved me from going into debt was my dislike for loans. But I would look at my expenses with regret and promise not to spend so much again... till I catch a scent of strawberry wine.

So im wondering if any bros here have guidelines on how to budget when going chionging? Or maybe if you also believe in the YOLO mentality, give me a hug and tell me its okay to celebrate.
  #2  
Old 14-10-2020, 01:34 AM
B88Bs B88Bs is offline
Samster
 
Join Date: Feb 2017
Posts: 20
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My Reputation: Points: 20 / Power: 0
B88Bs deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by TomMAffolter View Post
look at my post history to see type of girls i can fuck for 15-20usd, this will give you a idea how much money you are wasting if you are spending 100, 1000s.
Some one can give you a book, but will you read it, understand it and most importantly implement it, same with writing guidelines for you.
Most importantly no one has the time to waste guiding you, protecting you from yourself, as truly who cares about a stranger.
Who do you want to be when you are 65+, george clooney type with plenty of money with women fighting over him, or do you want to be the ah pek walking around with a sign saying how he has no money in his cpf as he lost the 300k that was in there on some failed investment get rich quick scheme.
If you are the type who will always be in debt and very little money due to you own weakness and failings then sure yolo away as might as well grasp any moment of fun you can find as the rest of your life will be endless misery.
Thank you for your candid reply, I definitely relate to you there. Fortunately due to covid I have been able to rapidly save quite a good sum of cash to protect myself in case of rainy days. Plus there isn't any girl to spend it on these days so I'm quite thankful for that.

I have started setting aside a fund that consists of:
- 6 month reserve
- Small investments
- Contributions to a housing fund

I don't think the the idea that people won't teach you is necessarily true. I have been lucky to find a few friends that are willing to share their personal budgets and expenses (granted, they don't chiong). Usually it tends to be couples that BTO or just wedded and have to plan everything.
  #3  
Old 15-10-2020, 03:23 PM
larue larue is offline
Samster
 
Join Date: Oct 2009
Posts: 906
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 132 Post(s)
My Reputation: Points: 1463 / Power: 15
larue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud oflarue has much to be proud of
Re: How to budget so girls and FLs won't bankrupt you?

Remind yourself they are letting you touch them and fuck them only because you are paying them. Not because they like you, and possibly even detest you.

If that thought makes you feel good then you’re fucked with regard your spending habits.

If it makes you feel like shit, then maybe you want to do something about it and not feel like shit about handing them that money.

Budgeting probably isn’t the real issue here.
  #4  
Old 15-10-2020, 05:03 PM
peeboy75 peeboy75 is offline
Samster
 
Join Date: Apr 2020
Location: The depths of Hell
Posts: 470
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 245 Post(s)
My Reputation: Points: 833 / Power: 4
peeboy75 is a splendid one to beholdpeeboy75 is a splendid one to beholdpeeboy75 is a splendid one to beholdpeeboy75 is a splendid one to beholdpeeboy75 is a splendid one to beholdpeeboy75 is a splendid one to beholdpeeboy75 is a splendid one to behold
Re: How to budget so girls and FLs won't bankrupt you?

As any prudent financial adviser will say, decide on a portion of your income that u want to save/invest first...then u decide on what enjoyment and leisure u want to bestow on yourself. Many people do it the other way round...and then get fucked.
  #5  
Old 22-10-2020, 07:00 PM
peanodood1337 peanodood1337 is offline
Samster
 
Join Date: May 2011
Location: Singapore
Posts: 353
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 8 Post(s)
My Reputation: Points: 785 / Power: 13
peanodood1337 is a splendid one to beholdpeanodood1337 is a splendid one to beholdpeanodood1337 is a splendid one to beholdpeanodood1337 is a splendid one to beholdpeanodood1337 is a splendid one to beholdpeanodood1337 is a splendid one to beholdpeanodood1337 is a splendid one to behold
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by B88Bs View Post
I think everyone here likes to chiong, anyone got any tips on how to budget chionging?

In the past, there have been times where I meet an exquisite girl or escort, ladies with double Ds and pussy that smells like strawberry wine. My infatuated mind would lead me to spend hundreds, and sometimes thousands, on them. For better or worse, I have met more than one such ladies and just went YOLO.

The only thing that saved me from going into debt was my dislike for loans. But I would look at my expenses with regret and promise not to spend so much again... till I catch a scent of strawberry wine.

So im wondering if any bros here have guidelines on how to budget when going chionging? Or maybe if you also believe in the YOLO mentality, give me a hug and tell me its okay to celebrate.
Bro its your life. Why are you asking people to share with you how much they spend on CCAs? What if I tell you I spend zero dollars on such activities because I don't believe in transactions with zero ROI? Will you follow what I say?

And dude you don't need permission to celebrate. Live life with this simple rule - do whatever you want without being an asshole, and always be ready to deal with the consequences of your actions. If you can follow this rule, you'll be fine. Since you feel regret, I don't think you are totally fine with spending that kind of money. So why continue down this path?

Btw 6 months reserve is nothing. One major health issue and you are done. Think about that the next time you feel tempted to open your wallet for "strawberry wine".

Good luck.
  #6  
Old 25-10-2020, 11:00 AM
Sogal's Avatar
Sogal Sogal is offline
Samster
 
Join Date: Sep 2020
Posts: 74
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 54 Post(s)
My Reputation: Points: 813 / Power: 4
Sogal is a splendid one to beholdSogal is a splendid one to beholdSogal is a splendid one to beholdSogal is a splendid one to beholdSogal is a splendid one to beholdSogal is a splendid one to beholdSogal is a splendid one to behold
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by B88Bs View Post
Thank you for your candid reply, I definitely relate to you there. Fortunately due to covid I have been able to rapidly save quite a good sum of cash to protect myself in case of rainy days. Plus there isn't any girl to spend it on these days so I'm quite thankful for that.

I have started setting aside a fund that consists of:
- 6 month reserve
- Small investments
- Contributions to a housing fund

I don't think the the idea that people won't teach you is necessarily true. I have been lucky to find a few friends that are willing to share their personal budgets and expenses (granted, they don't chiong). Usually it tends to be couples that BTO or just wedded and have to plan everything.
Bro, you might want to start with you age, income range, occupation/job security, health issue, but I guess ppl don't care.

I am not insurance agency guy, but If you don't have a good insurance, 6 months reserve wouldn't do any good. but at the matter of fact, buying insurance causing you more money than what you expected to pay. However it has a benefit of flatten out your risk of bankrupt from major event, e.g. car accident or get HIV from strawberry wine.

next is you budgeting, if you can't control yourself from overspend, you MUST put the money that you don't want to use aside after you get a paycheck, try to put it to different bank account/investment/ask your mom to keep it or any mode that it is hard for you to be mental breakdown and use it up.

after you got your YOLO budget, enjoy lah bro

don't forget to give me a good FR and ctcs

enjoy your day
__________________
please expected some delay for PMs, as I am busy with work and didn't check forum often.
---------------------------
Points exchange welcome
---------------------------

Last edited by Sogal; 25-10-2020 at 11:00 AM. Reason: typo
  #7  
Old 25-10-2020, 11:29 AM
Xgenre's Avatar
Xgenre Xgenre is offline
Samster
 
Join Date: Jul 2003
Posts: 4,161
Mentioned: 3 Post(s)
Tagged: 1 Thread(s)
Quoted: 1140 Post(s)
My Reputation: Points: 4028 / Power: 22
Xgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond reputeXgenre has a reputation beyond repute
Re: How to budget so girls and FLs won't bankrupt you?

Set up at least 2 bank accounts. Decide an amount you wish to spend monthly and save the rest in the 2nd account. So if $4000 per month is enough for you, reset the bank balance in your first account to $4000 every time you get your pay. The rest of the money transfer to 2nd bank account.

As the month goes on, each time you withdraw money or check your balance, you know how much of this $4000 you had spent. If you spend $2000 in the first week, subconsciously you know you only have $2000 to spend of the next 3 weeks. This is a form of budgeting. You know how many percent of your monthly budget had been spent.

If at the end of the month you are left with $1000, then you know you only need to top up another $3000 To make it $4000 for the next month. As usual, any amount left from your pay is transferred to your 2nd bank account.

This is a simple check and balance way of budgeting your life.
  #8  
Old 27-10-2020, 08:30 PM
jaccy jaccy is offline
Samster
 
Join Date: Sep 2020
Posts: 248
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My Reputation: Points: 319 / Power: 4
jaccy is one of the Best!jaccy is one of the Best!jaccy is one of the Best!jaccy is one of the Best!
Re: How to budget so girls and FLs won't bankrupt you?

girl does not like so stingy guy lel if she found out
  #9  
Old 29-10-2020, 12:17 PM
B88Bs B88Bs is offline
Samster
 
Join Date: Feb 2017
Posts: 20
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My Reputation: Points: 20 / Power: 0
B88Bs deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by Sogal View Post
Bro, you might want to start with you age, income range, occupation/job security, health issue, but I guess ppl don't care.

I am not insurance agency guy, but If you don't have a good insurance, 6 months reserve wouldn't do any good. but at the matter of fact, buying insurance causing you more money than what you expected to pay. However it has a benefit of flatten out your risk of bankrupt from major event, e.g. car accident or get HIV from strawberry wine.

next is you budgeting, if you can't control yourself from overspend, you MUST put the money that you don't want to use aside after you get a paycheck, try to put it to different bank account/investment/ask your mom to keep it or any mode that it is hard for you to be mental breakdown and use it up.

after you got your YOLO budget, enjoy lah bro

don't forget to give me a good FR and ctcs

enjoy your day
Thank you , Im still quite young in my middle/late twenties. Occupation okay la, working in a finance firm AKA Excel-chiongster. My insurance is settled, got private and firm one also. Sometimes i think about releasing private insurance since it has double coverage. Job quite secure as i think my attitude good and i put out acceptable work.

Budgeting wise i have a checking and savings account, i have started portioning more cash into a higher IR savings account. I think covid has allowed me to build up a bigger safety net so far.
  #10  
Old 05-11-2020, 11:00 AM
pearlnjewel pearlnjewel is offline
Samster
 
Join Date: Sep 2011
Posts: 265
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 223 Post(s)
My Reputation: Points: 116 / Power: 13
pearlnjewel deserves two Tigers! - He's a Great Guypearlnjewel deserves two Tigers! - He's a Great Guy
Re: How to budget so girls and FLs won't bankrupt you?

If one shot 150, consider how much things you can buy with that amount. 150 is not a lot but it can be a lot, depends how much one earns and how much time they have. Usually those busy are willing to splurgh because no time. 150 you can get a nice pair of dress shoes, nice sneakers, shorts, pants, shirts, chanel jo malone perfume. If skip chiong 20 times can maybe get a Omega entry level watch. Upgrade your personal taste and lifestyle.

FL still need to go so can destress and enjoy. But now the prices all up by around 40 percent and not much variety, heard the news Chinese tourist can come, earliest batch is 6th Nov maybe then more variety will come also and price will drop. For now save and think a lot of choice later on and cheaper prices.
  #11  
Old 06-11-2020, 04:26 AM
willroyce willroyce is offline
Samster
 
Join Date: Aug 2020
Posts: 1,046
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 120 Post(s)
My Reputation: Points: 61 / Power: 4
willroyce deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Honestly to save more money... just download dating apps like tinder bumble or sugarbook to cheong there.. Just need skills and few tactics
  #12  
Old 06-11-2020, 04:30 AM
willroyce willroyce is offline
Samster
 
Join Date: Aug 2020
Posts: 1,046
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 120 Post(s)
My Reputation: Points: 61 / Power: 4
willroyce deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by jaccy View Post
girl does not like so stingy guy lel if she found out
yes.. sometimes to have fun, we gotta be baller
  #13  
Old 06-11-2020, 04:31 AM
willroyce willroyce is offline
Samster
 
Join Date: Aug 2020
Posts: 1,046
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 120 Post(s)
My Reputation: Points: 61 / Power: 4
willroyce deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by pearlnjewel View Post
If one shot 150, consider how much things you can buy with that amount. 150 is not a lot but it can be a lot, depends how much one earns and how much time they have. Usually those busy are willing to splurgh because no time. 150 you can get a nice pair of dress shoes, nice sneakers, shorts, pants, shirts, chanel jo malone perfume. If skip chiong 20 times can maybe get a Omega entry level watch. Upgrade your personal taste and lifestyle.

FL still need to go so can destress and enjoy. But now the prices all up by around 40 percent and not much variety, heard the news Chinese tourist can come, earliest batch is 6th Nov maybe then more variety will come also and price will drop. For now save and think a lot of choice later on and cheaper prices.
yes very true.. every single dollar counts
  #14  
Old 06-11-2020, 04:32 AM
willroyce willroyce is offline
Samster
 
Join Date: Aug 2020
Posts: 1,046
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 120 Post(s)
My Reputation: Points: 61 / Power: 4
willroyce deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by Xgenre View Post
Set up at least 2 bank accounts. Decide an amount you wish to spend monthly and save the rest in the 2nd account. So if $4000 per month is enough for you, reset the bank balance in your first account to $4000 every time you get your pay. The rest of the money transfer to 2nd bank account.

As the month goes on, each time you withdraw money or check your balance, you know how much of this $4000 you had spent. If you spend $2000 in the first week, subconsciously you know you only have $2000 to spend of the next 3 weeks. This is a form of budgeting. You know how many percent of your monthly budget had been spent.

If at the end of the month you are left with $1000, then you know you only need to top up another $3000 To make it $4000 for the next month. As usual, any amount left from your pay is transferred to your 2nd bank account.

This is a simple check and balance way of budgeting your life.
very good method.. Much agreed
  #15  
Old 06-11-2020, 04:33 AM
willroyce willroyce is offline
Samster
 
Join Date: Aug 2020
Posts: 1,046
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 120 Post(s)
My Reputation: Points: 61 / Power: 4
willroyce deserves a Tiger! - He's a Good Guy
Re: How to budget so girls and FLs won't bankrupt you?

Quote:
Originally Posted by B88Bs View Post
Thank you for your candid reply, I definitely relate to you there. Fortunately due to covid I have been able to rapidly save quite a good sum of cash to protect myself in case of rainy days. Plus there isn't any girl to spend it on these days so I'm quite thankful for that.

I have started setting aside a fund that consists of:
- 6 month reserve
- Small investments
- Contributions to a housing fund

I don't think the the idea that people won't teach you is necessarily true. I have been lucky to find a few friends that are willing to share their personal budgets and expenses (granted, they don't chiong). Usually it tends to be couples that BTO or just wedded and have to plan everything.
yeah bro, if we get our priorities straight.. everything else will be easy.. Good share
Advert Space Available
Bypass censorship with https://1.1.1.1

Cloudflare 1.1.1.1
Reply



Bookmarks
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


t Similar Threads
Thread Thread Starter Forum Replies Last Post
Bankrupt Faked Malay Ah Neh Leeder of Bankrupt Matland Want to Be New Caliphate of Al Sammyboy RSS Feed Coffee Shop Talk of a non sexual Nature 0 21-12-2019 09:10 PM
Uber: going bankrupt or bankrupt beggar oredi still doing biz... Sammyboy RSS Feed Coffee Shop Talk of a non sexual Nature 0 03-01-2019 10:30 AM
Kim-Chi-land ??? bankrupt! FOC pads to rescue Bankrupt Kim-Chi CBs! NK Kim Jong Nuke Sammyboy RSS Feed Coffee Shop Talk of a non sexual Nature 0 28-10-2018 04:00 PM
PRC KTV girls(budget bonks)(pics available) devil_king FL Dome 1 - The Land of Smiles comes to You 56 12-07-2008 02:02 AM


All times are GMT +8. The time now is 10:59 PM.


Powered by vBulletin® Version 3.8.10
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
Copywrong © Samuel Leong 2006 ~ 2023 ph