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Matters of the Heart. Has a Commercial Fuck turned into a torrid Love Affair which has turned your life upside down? Fear not. We have experts here who can help you through your roller coaster ride. Tell us your story and we'll do our best to help.

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  #1  
Old 06-08-2021, 04:30 PM
lionelmessy lionelmessy is offline
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Loser

I have nowhere to vent myself. Been a loser thruout my 40yrs of life.

Cannot achieve anything. Didnt treasure what i have and lost everything..

Owe legal moneylender and trying so hard to pay everymonth..

Im not here to borrow money but just to find proper advise on this matter.

Is there any agency that help to consolidate debts for moneylender?

Thanks in advance for any kind advice.
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My life is a mess
  #2  
Old 06-08-2021, 04:45 PM
eli002 eli002 is offline
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Re: Loser

prayers is the best solution.
  #3  
Old 06-08-2021, 07:00 PM
lionelmessy lionelmessy is offline
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Re: Loser

Quote:
Originally Posted by eli002 View Post
prayers is the best solution.
Thanks alot 😌
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  #4  
Old 07-08-2021, 06:12 PM
flyingbullet flyingbullet is offline
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Re: Loser

Bro,
Sorry to hear of your current status. I think consolidating your debt and agreeing a sustainable payment plan is the first step towards solving your problem.
Once you do that and feel that you are able to slowly pay off the debtors, you will feel less stress. The next step, if you have the energy and time, do find a sideline job. Something that can develop into your main income stream in the future. It can be things like Property/insurance Agent, night tuition, swimming/sport classes etc. Do not give up your current job until your sideline is well developed and provide good income.
The impt factor is your drive and determination to get out of the current crisis. Do not go for quick get rich schemes as they tend to be unrealistic or even worse, scams. Get busy and stay out of more trouble. Slowly things will turn better.
Best of luck.
  #5  
Old 07-08-2021, 08:01 PM
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popcorn_m3 popcorn_m3 is offline
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Re: Loser

Check out silver lining. Speak to them
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  #6  
Old 08-08-2021, 10:43 PM
lionelmessy lionelmessy is offline
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Re: Loser

Quote:
Originally Posted by flyingbullet View Post
Bro,
Sorry to hear of your current status. I think consolidating your debt and agreeing a sustainable payment plan is the first step towards solving your problem.
Once you do that and feel that you are able to slowly pay off the debtors, you will feel less stress. The next step, if you have the energy and time, do find a sideline job. Something that can develop into your main income stream in the future. It can be things like Property/insurance Agent, night tuition, swimming/sport classes etc. Do not give up your current job until your sideline is well developed and provide good income.
The impt factor is your drive and determination to get out of the current crisis. Do not go for quick get rich schemes as they tend to be unrealistic or even worse, scams. Get busy and stay out of more trouble. Slowly things will turn better.
Best of luck.
Thank you bro for your kind advice
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  #7  
Old 08-08-2021, 10:43 PM
lionelmessy lionelmessy is offline
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Re: Loser

Quote:
Originally Posted by popcorn_m3 View Post
Check out silver lining. Speak to them
Thank you bro for your kind advice
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  #8  
Old 11-08-2021, 12:22 PM
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Re: Loser

Hi bro LM,

I feel you as I've been there, done that.. You need to keep it in check and have pure determination to tide it through as it will be a rough 7-10 years on out at least. Check out the following to have some plan towards it: -

https://www.abs.org.sg/consumer-bank...olidation-plan
https://www.singsaver.com.sg/persona...-consolidation

Peace bro..
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  #9  
Old 16-08-2021, 01:15 AM
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Shadow_warrior Shadow_warrior is offline
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Re: Loser

Quote:
Originally Posted by lionelmessy View Post
I have nowhere to vent myself. Been a loser thruout my 40yrs of life.

Cannot achieve anything. Didnt treasure what i have and lost everything..

Owe legal moneylender and trying so hard to pay everymonth..

Im not here to borrow money but just to find proper advise on this matter.

Is there any agency that help to consolidate debts for moneylender?

Thanks in advance for any kind advice.
mate, don't get depressed

40s? still healthy? still got a breath?

you can pick yourself up.

Life is not over. Jiayou...
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  #10  
Old 16-08-2021, 09:00 AM
Greendevil Greendevil is offline
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Re: Loser

you have a huge debt, no money but lot of time.

Cut down all your time on all activities that dont generate income or worst still spending. Convert these time to cash by taking up part time work
  #11  
Old 06-09-2021, 03:50 PM
lionelmessy lionelmessy is offline
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Re: Loser

Quote:
Originally Posted by Gaofar View Post
Hi bro LM,

I feel you as I've been there, done that.. You need to keep it in check and have pure determination to tide it through as it will be a rough 7-10 years on out at least. Check out the following to have some plan towards it: -

https://www.abs.org.sg/consumer-bank...olidation-plan
https://www.singsaver.com.sg/persona...-consolidation

Peace bro..
Thank you bro for your kind advce. I dont think im qualify to all this insitution. But im stil grateful for your advice.
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  #12  
Old 06-09-2021, 03:51 PM
lionelmessy lionelmessy is offline
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Re: Loser

Quote:
Originally Posted by Shadow_warrior View Post
mate, don't get depressed

40s? still healthy? still got a breath?

you can pick yourself up.

Life is not over. Jiayou...
I understand bro, im trying very hard.. to not get depress and trying to solve my prob. Thank you bro.
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  #13  
Old 06-09-2021, 03:52 PM
lionelmessy lionelmessy is offline
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Re: Loser

Quote:
Originally Posted by Greendevil View Post
you have a huge debt, no money but lot of time.

Cut down all your time on all activities that dont generate income or worst still spending. Convert these time to cash by taking up part time work
Thank you bro..
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My life is a mess
  #14  
Old 06-09-2021, 06:46 PM
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Xgenre Xgenre is offline
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Re: Loser

Quote:
Originally Posted by lionelmessy View Post
Is there any agency that help to consolidate debts for moneylender?
Credit Counselling Singapore. https://ccs.org.sg/

If the amount is too big, consider going bankrupt. May be able to restart your life faster than just paying monthly.
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  #15  
Old 20-11-2021, 11:47 AM
BlueDemon BlueDemon is offline
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Re: Loser

Bro

Alot of us have and will been thru tough patches.

By trying to rectify the problem in a legal and proper manner, you are already a winner.
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